For Buyers
The road to your front door.
A step-by-step roadmap from first conversation to closing table — so you always know what's coming next.
The Roadmap
First-time buyer? You'll have a lot of questions, and the ones we hear most are about timeline: what happens when, and what comes next. Here's the whole journey, step by step.
Bought before but need a refresher? The same timeline applies. Sometimes it's 2 years between purchases and sometimes 30 — either way, we keep you on track.
- 01
Make the decision
You've decided to buy — congrats. This will be one of the most exciting times of your life.
- 02
Reach out to Turnkey
Call us and your agent will get started with you. From this step on, we are here — involved in every step until you're at the closing table.
- 03
Get pre-approved
Your agent connects you with a licensed loan officer for pre-approval. Your lender explains the amount and terms you may qualify for before you start looking — no guessing.
- 04
Search & tour homes
Your agent coordinates the entire search around your goals, budget, and must-haves.
- 05
Offer & contract
When you find the one, we handle the offer, negotiations, and contract. No fine-print surprises — everything explained in plain English.
- 06
Close & get your keys
Inspections, appraisal, final walkthrough, closing table. We're with you at every step. Keys in hand — that's the Turnkey standard.
The Money
Understanding the costs
The TREC 1-4 Family Residential Contract covers many of the costs involved in buying — here's the simpler breakdown of who typically pays what. Some costs can be negotiated in the contract.
Buyer costs
- Property inspections
- Termite inspection
- Survey (per contract)
- HOA transfer fee
- Prorated taxes & half of escrow fee
- Hazard insurance & appraisal
- Loan origination, title policy & endorsements
- Credit report & prepaid interest
- Recording fees & initial deposit
- Mortgage insurance premium (if applicable)
- VA funding fee (if applicable)
Seller costs
- Payoff & existing loan(s)
- REALTOR commissions
- Owner's title policy & endorsements (per contract)
- Repairs & prorated taxes
- Half of escrow fee
- Tax certificate & document preparation
- Recording fee(s) & survey (per contract)
- HOA resale certificate (per contract)
- Home warranty (per contract)
- Termite inspection (per contract)
- Lender fees are always paid by the buyer — the one exception is a builder sale where the builder's mortgage team offers closing-cost incentives.
- Loan costs, seller credits, and lender credits vary by transaction and loan program.
- Your lender's Loan Estimate is the authoritative source for projected loan terms, closing costs, and cash to close.
Contact
Talk to us.
We're not hard to reach, and we don't do runarounds. Tell us what you're looking for, and someone from our team will get back to you.
- No chatbots.
- No call centers.
- Just direct answers.